Insurance & Financing
Accepted Insurance Providers
At Montana Oral Surgery & Dental Implant Center we make every effort to provide you with the finest care and the most convenient financial options. To accomplish this we work hand-in-hand with you to maximize your insurance reimbursement for covered procedures. Please bring your card with you to your first visit to expedite reimbursement. If you have any problems or questions, please ask our staff by calling 406-443-3334. They are well-informed and here to assist you.
We accept all dental insurance but we are a preferred provider for Delta Dental, Blue Cross Blue Shield of Montana, United Concordia, MetLife, and Montana Medicaid. We offer Care Credit which offers various payment plans with approved credit.
Questions about your coverage? Call our office — we’re happy to help.
Financial Information
Payment Options
For your convenience, we accept Visa, MasterCard, American Express and Discover.
Care Credit
We also offer a no interest payment option with Care Credit. Application to Care Credit needs to be done prior to any appointments. We deliver the finest care at the most reasonable cost to our patients, therefore payment is due prior to services rendered unless other arrangements have been made in advance.
Cherry Financing
“Treat now, pay later” with Cherry Financing plans. Learn more below.
Policies
We always call the patients insurance to get an outline of their benefits. From that information we give you an estimated out of pocket cost for the procedure which would be due one week in advance to hold your surgery time. Please remember it is just an estimate you might be balance billed or you might get a refund it all depends on what your insurance does but we estimate off the information that they give us.
Please remember that you are fully responsible for all fees charged by this office regardless of your insurance coverage.
We will send you a monthly statement. Most insurance companies will respond within four to six weeks. Please call our office if your statement does not reflect payments made by your insurance company during that time period. Any remaining balance after your insurance has paid its portion is your responsibility. Your prompt remittance is appreciated. We can make arrangements for a monthly payment plan, but that must be implemented prior to any actual procedures.
Cancellations
Please allow at least 24 hours notice to cancel an appointment and avoid fees.
FAQs
What is Cherry Financing and how can I apply?
What is CareCredit and how can I apply?
CareCredit is a healthcare credit card designed to help patients finance medical expenses, including dental procedures, by providing flexible payment options. Apply here.
Do you accept payment through flexible spending accounts (FSAs) or health savings accounts (HSAs)?
Yes, we accept FSA and HSA cards for payments. Please check with your benefits provider to ensure the expenses are eligible under your plan.
What if my insurance doesn’t cover the entire cost of my procedure?
If your insurance doesn’t cover the full cost, we’ll work with you to review payment options. We offer flexible payment plans and financing options to help make your treatment affordable.